Overview
If you become sick or injured and cannot work, disability insurance replaces about 60% of your gross income — generally amounting to your actual take-home pay. Because health insurance only covers the cost of your medical procedures and recovery, disability insurance is a necessary supplement to pay for your everyday bills and expenses. It’s crucial that anyone who relies on an income for their everyday expenses gets a disability plan — getting coverage safeguards you against the risk of missing payments on your mortgage, utilities, and other bills.
- Replace Income
- Supplement to Pay
- Safeguard
- and more . . .
Life & LTC Insurance
More life & ltc coverage
Often reviewed alongside disability income.
Individual LifeCover you and your family in the case of a death.
Long-Term CareProtects your loved ones when care is needed for a long period of time.
Tax-Free Retirement PlansA policy can be an avenue to help grow your retirement fund tax-free.
Business LifeProtects those that are a vital part of your business’s continuation.
Buy/Sell LifeA contract funded by a life insurance policy to minimize turmoil.
Key Man LifeLife insurance policy on a person considered critical to the business.