Overview
Individual life insurance comes in three main types: term, universal, and whole life insurance.
- Term life insurance is often a very reasonable option and offers protection for a designated period of time.
- Universal life insurance is a type of permanent life insurance that offers flexibility in how much you pay in your premiums and how often you pay them. Universal life insurance doubles as both a form of insurance and investment.
- Whole life insurance, as the name implies, is in effect for your entire lifespan as long as premiums continue to be paid. This type of policy also offers cash value.
- Short Term
- Long Term
- Permanent
- Entire Life
- and more . . .
Life & LTC Insurance
More life & ltc coverage
Often reviewed alongside individual life.
Long-Term CareProtects your loved ones when care is needed for a long period of time.
Disability IncomeReplaces about 60% of your gross income if you become sick or injured.
Tax-Free Retirement PlansA policy can be an avenue to help grow your retirement fund tax-free.
Business LifeProtects those that are a vital part of your business’s continuation.
Buy/Sell LifeA contract funded by a life insurance policy to minimize turmoil.
Key Man LifeLife insurance policy on a person considered critical to the business.